Negative vs Positive Gearing

In investment terms, gearing means borrowing to invest. Negative gearing occurs when the income from the investment, for example rental from property, is less than the expenses incurred in owning that property. Expenses include the interest on the loan and not the principal repayment. They also include other running expenses such as for example insurance[…]

Eliminate your Debt

From an individual’s perspective, one of the greatest obstacles to financial freedom, and one of the greatest financial burdens felt by most households is debt. Most of us need to borrow to purchase a home, and generally a car. Unfortunately, too many of us also borrow to purchase other things such as furniture, electrical appliances,[…]