Have a Plan

In the last edition we discussed that the number one secret to financial success is to spend less than what you earn. It doesn’t matter how much you earn, what level of education you have or what or who you know, it matters what you do. In this edition of Money Matters, we discuss step[…]

Back to Basics – Start here

More than 35 years ago I started talking to people about their financial plans and goals. Broadly speaking, when it comes to matters financial, there are two distinct groups of people – those who are comfortable with money, and achieve their financial goals, and those who always seem to struggle financially. I am not making[…]