Super Returns

Choosing the right investment option within your super fund is a key ingredient to achieving your retirement cash flow needs. Most super funds have a broad range of investment options to choose from, ranging from secure options for those nearing retirement, to more aggressive options for those with many years to go before they can[…]

Negative vs Positive Gearing

In investment terms, gearing means borrowing to invest. Negative gearing occurs when the income from the investment, for example rental from property, is less than the expenses incurred in owning that property. Expenses include the interest on the loan and not the principal repayment. They also include other running expenses such as for example insurance[…]