Advances in health care and increased standards of living has meant that on average Australians are living longer. The number of Australians aged 65 and over is expected to increase rapidly, from around 2.5 million in 2002 to 6.2 million in 2042. That is, from around 13 per cent of the population to around 25 per cent. For Australians aged 85[…]

Happy New Year! 2016 is upon us, and whilst financial predictions are useless it would be safe to assume investment markets will continue to be volatile and that market commentators and the media will continue to send out mixed and confusing messages. Understandably many investors will be paralysed into inaction by these mixed messages. So[…]